Mortgage Solution
Purchase Mortgage
The right mortgage is just as important as the right home.
Buying a new home is one of the most exciting purchases in someone’s lifetime, and it can also be very stressful.
With today’s market flooded with a number of mortgage products, you need the help of a mortgage professional to make the right decision. In case you are a first-time homebuyer or even if it’s your second time around, consulting a mortgage expert will prove extremely beneficial.
Transfers
Switching Your Mortgage Made Easy
A Mortgage Transfer allows you to move your existing mortgage from one lender to another—usually to secure a better interest rate, lower monthly payments, or improved terms. This process is done at the end of your mortgage term and often comes with minimal fees, making it a cost-effective way to save money. By transferring, you can take advantage of competitive lender offers, better features, or enhanced flexibility.
Renewals
Mortgage Renewal Assistance: Securing the Best Terms for You
We’ll secure a rate lock for you so that if rates drop, so does yours, but if they rise, you’re protected. Renewal is also the perfect time to reassess your financial situation. We can help you explore options to restructure your mortgage, tap into home equity, or pay down high-interest debt.
Is your mortgage up for renewal? Let us find you the best deal and potentially save you thousands. Contact us 120 days before your renewal date to get started!
Refinances
Refinance Your Mortgage with Assurance
- Complimentary Consultation: We evaluate your current circumstances and refinancing objectives.
- Rate Comparison: We use our network of lenders to identify the best options for you.
- Application Process: We assist you through a smooth and efficient application procedure.
- Closing: We facilitate a seamless closing process and provide clear explanations of all documents.
HELOCS
Flexible Borrowing Power with a HELOC
(Home Equity Line of Credit)] provides you access to any equity of your home on a revolving basis with the freedom to borrow, repay, and borrow again as you see fit. A HELOC operates similarly to a credit card secured by your property instead of a traditional loan with a fixed amount. You may borrow up to the authorised amount and use it for multiple expenses, such as ongoing expenses like home renovations or education expenses, or as a potential reserve for an emergency fund.
Equity Take Outs
Your Home’s Value with an Equity Take-Out Mortgage
An Equity Take-Out Mortgage allows you to access the built-up value in your home and turn it into usable cash. Whether you’re planning home renovations, investing in another property, consolidating debt, or funding major life goals, this option helps you make your home equity work for you—without selling your property. It’s a smart way to achieve financial flexibility while continuing to enjoy the comfort of your home.
Rental / Investment Properties
Build Wealth Through Rental & Investment Property Mortgages
Investing in real estate is one of the most effective ways to build long-term wealth. With a Rental or Investment Property Mortgage, you can expand your property portfolio, generate steady rental income, and benefit from potential property appreciation. Whether you’re purchasing your first rental unit or adding to your investment holdings, we help you secure the right financing solution to maximize returns and achieve your financial goals.
Self Employed Mortgages
Business for Self Mortgage (Self-Employed)
Proving self-employment income, and income stability for the years to come, can be difficult for new business owners.
Many Canadians have successful small business ventures and would not trade the lifestyle for anything in the world. However, many begin to question their lifestyle and business choices when they first attempt to obtain financing for their home, or even something as simple as a new credit card or vehicle.
Doctors and Veterinarian Mortgages
Specialized Mortgage Solutions for Doctors & Veterinarians
As a medical or veterinary professional, you’ve dedicated years to building your career—and your mortgage should recognize that commitment. Our Doctors and Veterinarian Mortgage programs are designed to meet your unique financial needs, offering flexible terms, higher approval limits, and competitive rates. Whether you’re purchasing your first home, upgrading, or investing in real estate, we help you secure financing that aligns with your professional success and future goals.
