About Us

Dedicated to Finding Your Best Mortgage Solution

Your home is more than just a property — it’s your future, your security, and your dream. That’s why we take the time to truly understand your goals and find the right mortgage solution for you. With expert guidance, transparent advice, and personalized support, we make the mortgage process simple and stress-free. Our mission is to help you build financial confidence and achieve homeownership with peace of mind.

Let’s make a plan that moves you closer to your dreams.

  • Purchases
  • Transfers
  • Renewals
  • Refinances
  • HELOCS
  • Equity Take Outs
  • Rental / Investment Properties
  • Self Employed Mortgages
  • Doctors and Veterinarian Mortgages
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About Michael Marini

Michael Marini – Top-Rated Mortgage Broker in Toronto & the GTA for nearly 20 years, Michael Marini of The Mortgage Group Toronto has helped clients across Toronto, the GTA, and Ontario find the right residential mortgage solutions. As a trusted mortgage lender, we offer expert support for home purchases, mortgage refinancing, renewals, equity takeouts, debt consolidation programs, and reverse mortgages. Our goal is simple: provide clear advice, competitive options, and a smooth process from start to finish.

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What My Clients Say

Any questions? We qot you

We offer various mortgage types, including:
  1. purchase
  2. Transfers
  3. Renewals
  4. Refinances
  5. HELOCS
  6. Equity Take Outs
  7. Rental / Investment Properties
  8. Self Employed Mortgages
  9. Doctors and Veterinarian Mortgages

The process usually takes 48 - 72 hours depending on the complexity of file from application to approval, but this can vary based on individual circumstances.

You payment typically includes principal and interest (P&I). In some cases property tax can or will be added to the payment (PIT).

Yes; we offer in-person consultations. Contact us to book an appointment

Qualification depends on factors like credit score, income, debt-to-income ratio, and down payment.

You can apply for your mortgage by clicking here. Alternatively, you can meet the my Team and apply directly with one of our agents.

Rates are influenced by market conditions, your credit score, loan term, and down payment amount.

Depending on the terms of the mortgage, you can pre-pay a maximum of 10% to 20% annually based on your original principal balance. Reach out to us for a no-obligation review of your Mortgage Agreement.